Key facts about our services and costs

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers considering buying certain financial products. You need to read this important document. It explains the service you are being offered and how you will pay for it.

2. Whose products do we offer?

We only offer the services and investments through Parmenion Capital Partners LLP .

3. Which service will we provide you with?

  • Simplified restricted advice – We will advise and make a recommendation for you after we have assessed your needs.

4. What will you have to pay us for our services?

You will pay for our services on the basis of our charging structure as detailed below:

ServiceInitial chargeOn-going charge for yearly reviews
Online investment advice0.25% of your investment if you go ahead with our recommendations0.5%

We have negotiated the provision of technology to deliver the Advice and Administration Services from Parmenion on terms that we consider to be cost-efficient and beneficial to you.  Please let us know if you require further details.


5. Who regulates us?

Self Directed Investment Limited, trading as Wealth Horizon, of 2 College Square, Anchor Road, Bristol, BS1 5UE is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 593445. We are a wholly owned subsidiary of Aberdeen Asset Management PLC. Our permitted business is investments. You can check this on the Financial Services Register by visiting the FCA’s website or by contacting the FCA on 0845 6061234.


6. What to do if you have a complaint?

If you wish to register a complaint, please contact us:

In writing: Wealth Horizon, Complaints Department, 2 College Square, Anchor Road, Bristol, BS1 5UE.

By phone: Telephone 0800 122 3385

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

You can use the European Online Dispute Resolution platform at to verify this.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Most types of investment business are covered up to a maximum limit of £50,000.


For eligible claims, most types of investment business are covered up to a maximum limit of £50,000.

Investment risk: Investment in the stock market is not a suitable place for short term money and you may not get back what you put in. All investment carries risk and it is important you understand this, if you are in any doubt about whether an investment is suitable for you, please contact us. Investment in the stock market and any income derived from it, may go down as well as up.

Wealth Horizon certainly lives up to its promise of making investment simple to understand

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