Wealth Horizon offers portfolios which have been built by Parmenion’s award winning Investment Management team in accordance to Nobel prize winning theories on portfolio investment by Harry Markowitz.
A pioneer of investment theory, he demonstrated that combining assets in different proportions enables investors to manage risk in their portfolios and potentially maximise the return on investment.
The investment portfolios we offer aim to provide the best balance of risk and reward for you. To do this we assess the risk you are willing and able to take, in order to recommend a risk graded portfolio which is based on 20 years of historical returns and academic research.
Our aim is to achieve the best possible return for you over the long term, based on the risk you are prepared to take.
Risk and return
The more risk you take, the greater the potential return on investment, but equally, the greater the chance of loss.
Our aim is to achieve the best possible return for you over the long term, based on the risk you are prepared to take. It is very important to manage risk across the investment portfolio to ensure it achieves the expected returns. We do this by looking at investment options through the lens of risk and reward.
While you may be willing to take a certain level of risk, you shouldn’t take unnecessary risks. It is important to always make sure you have sufficient short term savings to fall back on in emergencies and don’t over commit yourself.
It is possible to protect yourself against risk by building a portfolio spread among a variety of asset classes, hoping that if one investment loses money, the other investments will make up for those losses. Asset allocation is the art of combining assets to achieve the highest level of return on investment for a given level of risk – it can be neatly summed up as 'Don't put all your eggs in one basket'.
The benefits of diverse passive investing
We don’t believe in frequent trading and timing the market - this can be difficult and costly. Instead we feel a better approach is to invest in a range of funds that trade infrequently which try to follow the market rather than attempt to game it.
The portfolios that Wealth Horizon offer are diversified and comprise of low-cost passive investment funds which are managed by Parmenion’s award winning Investment Management team who utilise decades of Nobel-prize winning theory on portfolio investment.
Managed so you don't have to
Wealth Horizon will invest your money in a discretionary portfolio that will be managed on your behalf. A discretionary management service ensures your portfolio continues to be consistent with your goals and always stays in line with your preferred level of risk.
If you ever want to review your investment, you can do this anytime. At least annually, however, we will be in touch to ensure that your portfolio continues to be suitable and right for you.
Powered by Parmenion
Wealth Horizon is powered by Parmenion, an award winning investment and technology firm with several years experience of servicing Financial Advisers and their clients.
Both Parmenion and Wealth Horizon are wholly owned subsidiaries of Aberdeen Asset Management PLC
We're here if you need to talk
Call us and speak to one of our trained Advisers. They're available from:
- 8am–6pm Monday to Friday.
- 0800 122 3385
- Twitter: @wealthhorizonUK
- Facebook: WealthhorizonUK
If we think you need it, we will tell you to seek comprehensive financial advice.
How safe is my money?
Wealth Horizon is regulated and authorised by the Financial Conduct Authority (FCA).This means that your money is protected by the Financial Services Compensation Scheme (FSCS).
Find out more: www.fscs.org.uk