Wealth Horizon's approach to investing is based on Nobel prize winning theories on portfolio investment by Harry Markowitz.
A pioneer of investment theory, he demonstrated that combining assets in different proportions enables investors to manage risk in their portfolios and potentially maximise the return on investment.
This is the premise of the Wealth Horizon service. The investment portfolios we create for you aim to provide the best balance of risk and reward for you. To do this we assess the risk you are willing and able to take, building a portfolio for you based on 20 years of historical returns and academic research.
Our aim is to achieve the best possible return for you over the long term, based on the risk you are prepared to take.
Risk and return
The more risk you take, the greater the potential return on investment, but equally, the greater the chance of loss.
Our aim is to achieve the best possible return for you over the long term, based on the risk you are prepared to take. It is very important to manage risk across the investment portfolio to ensure it achieves the expected returns. We do this by looking at investment options through the lens of risk and reward.
While you may be willing to take a certain level of risk, you shouldn’t take unnecessary risks. It is important to always make sure you have sufficient short term savings to fall back on in emergencies and don’t over commit yourself.
More than invested
Less than invested
It is possible to protect yourself against risk by building a portfolio spread among a variety of asset classes, hoping that if one investment loses money, the other investments will make up for those losses. Asset allocation is the art of combining assets to achieve the highest level of return on investment for a given level of risk – it can be neatly summed up as 'Don't put all your eggs in one basket'.
Maximise gains with passive investing
Building on decades of Nobel-prize winning theory on portfolio investment, we invest to achieve the best returns for our clients. Wealth Horizon's portfolios are diversified and comprise low-cost passive investment funds.
We believe it's a bad idea to try to time the market and to trade frequently. Wealth Horizon will invest your money in funds that trade infrequently and try to follow the market rather than attempt to time it.
Managed so you don't have to
Wealth Horizon will invest your money in a discretionary portfolio that will be managed on your behalf. A discretionary management service ensures your portfolio continues to be consistent with your goals and always stays in line with your preferred level of risk.
If you ever want to change your risk level, you can do this anytime. At least annually, however, we will be in touch to ensure that your portfolio continues to be suitable and right for you.
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We're here if you need to talk
Call us and speak to one of our trained Advisers. They're available from:
- 8am–6pm Monday to Friday.
- 0800 122 3385
- Twitter: @wealthhorizonUK
- Facebook: WealthhorizonUK
If you or we think you need it, we can put you in touch with someone who can provide you with comprehensive financial advice.
How safe is my money?
Wealth Horizon is regulated and authorised by the Financial Conduct Authority (FCA).This means that your money is protected by the Financial Services Compensation Scheme (FSCS).
Find out more: www.fscs.org.uk