How financially fit are you?

The New Year isn’t just about getting physically fit, but financially fit too. Exercise more, eat healthily, spend less, start to invest. Do you have your goals for the year ready? Just as a gym membership can, keeping your finances on track can do wonders for your well-being. Below is a quick financial health check … Read More

Smart spending over Christmas

Yes, it’s that time of year again…the great excitement and craziness of Christmas. Lists upon lists of things to do, presents to buy, Christmas cards to write, turkeys to order, nights out to plan for. There’s so much to think about…it’s just one long round of planning, buying, wrapping, cooking, eating, drinking, and of course … Read More

5 reasons not to invest and 5 reasons why they’re wrong

You can make an excuse for anything. Why you’re late for work, why you haven’t started dieting yet (waiting to get Christmas out of the way first), why the spare room is still only half decorated. And why you haven’t started investing for the future. You’ve no doubt thought about investing, but actually taking action … Read More

4 bad money habits you need to stop

Dealing with your finances is never going to be the most exciting way to spend your weekend. But, every once in a while, it can be worth putting some time aside and making sure all is in order. Often, our worst money habits aren’t necessarily through actively choosing, but rather by a lack of action. … Read More

Saving and spending habits: finding the right balance

Spending habits can be tough to change. But sometimes, in order to be able to save for the future, they just have to. ‘Sooner’ is always better than ‘later’ and that’s the dilemma we face when making money decisions. Saving money may mean delaying enjoyment at times, but it’s an important and necessary habit to … Read More

Why successful investing doesn’t need to take up all your time

Whether it’s spending hours and hours researching investments, or spending lots of time with a financial adviser, it can be quite off putting to envisage using your free time to organise your finances. You’ve already spent 40 hours working, shouldn’t the stress and hassle for the week end there? Free time should be hassle-free time … Read More

June’s recommended reading. HSBC, robo-advisers and more…

With the General Election now firmly behind us, the papers have gone back to reporting on other news too. That said, with a Budget due in July, it’s only a brief hiatus. Amongst other news, last month’s deflation was short lived – unsurprisingly, and the HSBC name is to leave our high streets. Slow march … Read More

An egg-cellent time for sorting your finances

For most people the Easter weekend has two main positives – Friday and Monday off work. A long weekend of relaxing, spending time with the family, or maybe a short trip away somewhere. A third positive; much like Christmas, Easter provides a short spell of time when eating a lot of chocolate is considered acceptable. … Read More

Why your financial adviser leaving might be the best thing for you

As the impact of the recent Retail Distribution Review (RDR) starts to take effect on the advice industry, the client-adviser dynamic is going to change a little. If you currently have a financial adviser, unless you’ve got a pretty sizeable sum of money invested, you might start to hear a little less from them (if … Read More

My New Year’s ‘investment portfolio resolutions’

When people say their resolution for the New Year is to sort out their finances they invariably mean they need to start putting money away each month. Beginning this process is often a daunting task, and one that’s quite easily put-off! (Our last blog gave a few tips to help make this task a little … Read More



Investment risk: Investment in the stock market is not a suitable place for short term money and you may not get back what you put in. All investment carries risk and it is important you understand this, if you are in any doubt about whether an investment is suitable for you, please contact us. Investment in the stock market and any income derived from it, may go down as well as up.

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