December Investment Commentary

Post the Great Financial Crisis (GFC) of 2008, the Federal Reserve in the United States was the first central bank to raise interest rates (see below). With the Bank of England forecast to be the second central bank to take action, the developed world is divided into two camps: those like the US and the … Read More

2015: An annual roundup

2015 has been an interesting year for financial services, and the economy overall. While not an exhaustive list, below are a few stories from the year. Pension freedom – perhaps the biggest impact on the UK financial landscape in 2015 was the introduction of the new ‘pension freedom’ rules. With faith placed in the hands … Read More

November market commentary

After the drama of August, September and the rebound in early October, markets were somewhat more subdued in November. Volatility, as measured by the VIX index (a widely used measurement of market risk, based on the S&P 500 stock market), has fallen steadily from its closing peak of over 40 in August to between 15 … Read More

The Autumn Statement and the Buy-to-let conundrum

The smart money goes where the best returns can be found. And with property prices and rental income on a seemingly continual rise of late, a lot of it has gone into the buy-to-let market. A second property has almost become the investment aim to aspire towards – but that looks set to change. A … Read More

October market commentary

After two months of struggling stock markets, October saw solid gains across all major equity markets, in fact the FTSE World Index was up 6.7% last month. This change in sentiment was driven by two factors. Firstly, the fact that interest rates in the United States will remain lower for longer, after the US Federal … Read More

Long term lessons from the stock market

It is a commonly known fact that investing carries risk. And in exchange for accepting the risk that your investments might lose money, they have the potential to go up in value too. That’s the trade-off. Rises and falls are an inherent part of stock market investing. How much your portfolio goes up and down … Read More

September market commentary

September rounded off the worst quarter for global equity markets in around four years with most of the pain being felt from mid-August onwards. September was characterised by increased volatility some 40% higher, on average, than in July and August (using the VIX Index). Equity markets fell between 1.58% (Asia Pacific) to 6.95% (Japan).The importance … Read More

Diversification and the re-privatisation of Lloyds

With more than 60,000 people registering their interest in the upcoming Lloyds share offer on the first day, there seems no doubt this will be a very popular offer. And unsurprisingly so! Shares in a household name at a discounted price – what’s not to like? Initial Public Offerings (IPOs) and offers such as this … Read More

Just another manic Monday

As much as we tell ourselves we’re long term investors, and that market movements in the meantime don’t matter, it can be hard not to get caught up in current events. Especially with the media as it is. Even if you don’t need your savings for another 25 years, it’s never pleasant to see them … Read More

Beating the market – is it really possible?

Beating the market; the holy grail for the stock picker. But, is it really possible? Can anyone consistently beat the stock market? And is it worth the time and effort, anyway? If you search online you’ll find a host of articles explaining how it’s impossible to beat the market but just as many providing you … Read More



Investment risk: Investment in the stock market is not a suitable place for short term money and you may not get back what you put in. All investment carries risk and it is important you understand this, if you are in any doubt about whether an investment is suitable for you, please contact us. Investment in the stock market and any income derived from it, may go down as well as up.

Wealth Horizon certainly lives up to its promise of making investment simple to understand

Get your FREE Guide "The 7 Principles of Successful Investing"

Enter your email below to receive a free copy

Sorry, but that email appears to be incorrect, please try again
Thank you for requesting our guide
"No thanks, I'm already a successful investor"

Your privacy is guaranteed – we don't share email addresses.