Life is made up of habits; some good and some bad. But regardless of whether we should or shouldn’t have them, they make up a big part of our daily routines. A habit is something that happens automatically, we don’t need to think about it. We do it on autopilot. The New Year is often … Read More
If “the best things in life are free” why are you working so hard? For many of us, it’s so that you can buy the time to do all those free things. Enjoying time with your children, walking in the countryside, discovering new places, getting together with the people you love, a really good cup … Read More
Whatever your reason for saving money, the challenge is to know how to make that pot of cash work harder for you and ensure it continues to grow. For most of us the obvious choice is to place the money in a savings account that pays good interest. But with interest rates at an all-time … Read More
Timing the market – the act of entering and leaving the investment world at the ideal time – is a topic of much debate. Markets move in cycles. Buying investments at the bottom of a cycle and selling them at the top is certainly going to make you money. But is it possible? Can the … Read More
Why has the UK lost its savings habit, and what does the future hold for savings and investment?
What’s the difference between savings and investment? Chris Williams explains the basics and outlines the seven investment principles it’s worth introducing into your life.