Saving and investing often go hand in hand. Both are important, and the role they both play will depend on your time horizons. Saving is typically for shorter term goals whereby you build up lump sum savings for a specific reason or event. It could be an emergency fund for a rainy day or something … Read More
Whether you are considering investing a lump sum or saving a regular monthly amount, it is important to understand how much your investment may be worth if left to grow over a given period of time. You can do this by using a lump sum and monthly savings calculator. By downloading a FREE Investment Proposal … Read More
Have you received a lump sum payment recently? It could be a pension lump sum, a lump sum payout from work or you may even have been lucky enough to have won a lottery lump sum! Whatever your situation, if you have a lump sum to invest, there are countless lump sum investment options available. … Read More
Whether you have accumulated cash over time, inherited a lump sum or even won the lottery, one thing is certain……if you have a lump sum to invest, you need to think carefully about what you do with it. The most important thing is to do something, because doing nothing, will simply mean your money is … Read More
Does the phrase “you get what you pay for” apply to investment services? Absolutely. But what’s more important is paying for what you need. At one end of the spectrum you can take responsibility yourself and make all the decisions, and at the other end someone can do it all for you. And there are … Read More
A diversified portfolio is the investing equivalent of hedging your bets. Not putting all your eggs in one basket or not putting all your faith in one outcome. Diversifying your portfolio doesn’t make investing risk-free, but it certainly makes it less risky than it could be. The way in which you might diversify your portfolio … Read More
ISA’s don’t have to be complicated. But there is a little more to them than just putting your money in a cash ISA with your current account provider. While there’s so much advertising and discussion of ISA’s at this time of the year, it’s helpful to know the important points, in order to put yourself … Read More
What’s the difference between savings and investment? Chris Williams explains the basics and outlines the seven investment principles it’s worth introducing into your life.